Getting a mortgage in Derry should not require a degree in finance. We do the searching, the paperwork and the chasing, so you just collect the keys.
40+
Years combined experience
£50M+
Mortgages arranged
98%
Satisfaction rate
FCA Authorised
Regulated since 1985
Services
First-Time BuyerHome MoverBuy-to-LetRemortgageLife CoverIncome ProtectionFrom your first mortgage to protecting everything you have built; we handle it all, so you do not have to piece it together yourself.
Whether you are buying your first home, moving, remortgaging or investing, we search hundreds of lenders to find the most suitable deal for your exact circumstances. No guesswork. No jargon.
What would happen to your family if you were no longer here? The right policy means they keep the home and keep going, whatever comes.
A serious diagnosis should not mean financial ruin. Critical illness cover pays a lump sum so you can clear your mortgage and give your family breathing room.
If illness stopped your income tomorrow, how long could you last? Income protection replaces up to 70% of your salary for as long as you cannot work, keeping your mortgage paid and your life on track.
“We make the process as easy as 1, 2, 3, for you.”
NI Co-Ownership lets you buy 50% of your home on a mortgage, with no deposit, and pay affordable rent on the other 50% to Co-Ownership NI. Maximum property price £215,000.
Your share
£107,500
35-year mortgage
Co Ownership
£107,500
you rent this part
Property price
£215,000
Illustrative only. Based on a 5.0% rate over 35 years on your £107,500 share. Speak to us for a personalised, regulated recommendation.
Talk to us about Co-OwnershipNo deposit required
You need zero upfront savings to qualify for the mortgage on your 50% share.
Up to £215,000
Buy any eligible property up to the NI Co-Ownership maximum purchase price.
Staircase to full ownership
Buy additional shares at any time, all the way to 100%, as your finances grow.
No confusing jargon. No endless form-filling. Just three straightforward steps from first call to the right deal.
One 30-minute call. We listen to your income, deposit, goals and concerns, and start building your picture. No obligation. No jargon.
~30 minWe compare hundreds of lenders to find the most suitable mortgage or protection product for your exact circumstances, not just whatever is easy for us.
1–2 daysWe handle the paperwork, liaise with lenders and keep you updated every step of the way, until the deal is done and dusted.
4–12 weeksAnswer 3 quick questions and we'll instantly show you where you stand, and exactly what to do next. No email required.
Deposit size
How much you've saved towards a deposit
Employment status
Whether you're employed, self-employed or contracting
Credit health
A rough sense of your credit history
Question 1 of 3
Years combined experience
Since 1985
Families helped
Across Northern Ireland
Satisfaction rate
Client-reported
Mortgages arranged
And growing
Over 500 families across Northern Ireland have trusted us with their most important financial decision. Here's what some of them had to say.
“We were completely overwhelmed by the process, but the team made everything crystal clear. We got our keys six weeks after our first call.”
✦ keys in six weeks
Sarah & Mark T.
First-Time Buyers, Derry
“I have used Friendly Financial for three investment properties. They consistently find rates I cannot find anywhere else; the paperwork side is seamless.”
Conor McLaughlin
Buy-to-Let Investor
“Switched my mortgage and saved over £3,000 a year. The advice was genuinely impartial; they told me when to wait and when to act.”
Patricia Doherty
Remortgage, Londonderry
No pushy sales. No hidden fees. Just expert, impartial advice from advisers who have been doing this for over 40 years and genuinely care about getting you the right outcome.
Free initial consultation · No obligation · FCA Regulated