Northern Ireland's Trusted Advisors

Your mortgage,handled withcare.

Getting a mortgage in Derry should not require a degree in finance. We do the searching, the paperwork and the chasing, so you just collect the keys.

FCA Authorised & Regulated·Whole of market access·500+ clients helped
Services·First-Time Buyer·Home Mover·Buy-to-Let·Remortgage·Life Cover·Income Protection

Everything under
one roof.

Mortgages

Whether you are buying your first home, moving, remortgaging or investing, we search hundreds of lenders to find the most suitable deal for your exact circumstances. No guesswork. No jargon.

First-Time BuyerHome MoverBuy-to-LetRemortgage
Learn more

Life Insurance

What would happen to your family if you were no longer here? The right policy means they keep the home and keep going, whatever comes.

Level TermWhole of Life

Critical Illness

A serious diagnosis should not mean financial ruin. Critical illness cover pays a lump sum so you can clear your mortgage and give your family breathing room.

CancerHeartStroke

Income Protection

If illness stopped your income tomorrow, how long could you last? Income protection replaces up to 70% of your salary for as long as you cannot work, keeping your mortgage paid and your life on track.

Short-term cover
Long-term cover
Tailor-made terms
Learn more

“We make the process as easy as 1, 2, 3, for you.”

NI Co-Ownership

Get on the ladder for less than you think.

Own half your home with a mortgage and part-rent the rest. Try the calculator to see your estimated monthly costs on the dedicated Co-Ownership page.

  • No deposit required
  • Homes up to £215,000
  • Staircase to full ownership

Simple as 1, 2, 3.

No confusing jargon. No endless form-filling. Just three straightforward steps from first call to the right deal.

Tell Us Your Situation

One 30-minute call. We listen to your income, deposit, goals and concerns, and start building your picture. No obligation. No jargon.

~30 min

We Search the Market for You

We compare hundreds of lenders to find the most suitable mortgage or protection product for your exact circumstances, not just whatever is easy for us.

1–2 days

You Collect the Keys

We handle the paperwork, liaise with lenders and keep you updated every step of the way, until the deal is done and dusted.

4–12 weeks

How ready are
you to buy?

Answer 3 quick questions and we'll instantly show you where you stand, and exactly what to do next. No email required.

Deposit size

How much you've saved towards a deposit

Employment status

Whether you're employed, self-employed or contracting

Credit health

A rough sense of your credit history

Question 1 of 3

How much deposit do you have?

0+

Years combined experience

Since 1985

0+

Families helped

Across Northern Ireland

0%

Satisfaction rate

Client-reported

£0M+

Mortgages arranged

And growing

Real clients.
Real results.

4.9

73 Google Reviews

Over 500 families across Northern Ireland have trusted us with their most important financial decision. Here is what some of them had to say.

I cannot recommend my mortgage adviser, Billy McLain, and his team at Friendly Financial highly enough. Professional, friendly, fair, and genuinely first-class service from start to finish. They took the time to understand my situation and delivered beyond expectations.

first-class service
C

Charlene Dornan

Mortgage Client · Derry · 4 months ago

Friendly Financial were exceptionally helpful in my partner and I buying our first home. They make the process straightforward and cut through the confusion in how things are explained. Nothing is ever an issue and any questions we had they answered well and in great time.
stress-free first buy
J

Jack Mc Devitt

First-Time Buyer · a year ago

I have entrusted my business to Friendly Financial for 10+ years and they do a superb job. Billy looks after my portfolio while Conor keeps me informed of my expiration dates and is at the end of the telephone when I need any information. Highly recommend — they really are a friendly bunch.
trusted for 10+ years
A

AM

Long-Term Client · 10+ Years · 2 years ago

I have had a fantastic experience with Friendly Financial. As a first-time buyer who moved to the UK I had no idea where to even begin. They removed all the stress from the buying process and made everything smooth and easy. Billy and Sam were both really helpful.
T

Tom Hersbach

First-Time Buyer · 3 years ago

We have had a great experience with Friendly Financial and especially with Sam who has been such a great help for us since the beginning of our mortgage application. Great transparency, efficiency and knowledge.
S

Shea Doherty

Mortgage Client · 2 years ago

We could not recommend Friendly Financial enough as they were so helpful with us throughout the whole experience. As someone who did not know a lot about mortgages they went above and beyond to make the whole procedure smooth and stress free.
C

Conor McNally

First-Time Buyer · a year ago

Start Your Enquiry

Let's get you started.

Leave your details and one of our advisers will be in touch. No obligation, no pressure, just straightforward mortgage advice from a friendly local team.

  • Free, no-obligation consultation
  • Whole-of-market access
  • 40+ years combined experience

Your best mortgage deal
is one call away.

No pushy sales. No hidden fees. Just expert, impartial advice from advisers who have been doing this for over 40 years and genuinely care about getting you the right outcome.

Free initial consultation · No obligation · FCA Regulated